Is consolidating your student loans a good idea


13-Dec-2017 13:13

If you answered “yes” to all of these, you might want to look into consolidating your loans.If you’re more concerned about lowering your interest rate, private student loan consolidation, or refinancing, might be the better option for you.Refinancing your loans can lower your interest rate and your monthly payment.

is consolidating your student loans a good idea-6

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Once you start the application process, you’ll need to complete it in one sitting.

If you consolidate parent PLUS loans with other direct federal student loans into a Federal Direct Consolidation Loan, the only income-driven repayment (IDR) program that loan will be eligible for is income-contingent repayment (ICR), the least generous of all IDR plans.